Summary of Deposits

The FDIC Summary of Deposits (SOD) provides annual data on deposit balances at every branch of insured financial institutions. It allows analysis of market share, branch distribution, and competition across banking markets.

On a data platform, SOD integrates with demographic and income data to evaluate financial access and identify underserved areas. Financial institutions, consultants, and regulators use it for strategic planning, branch-network optimization, and CRA analysis. Its comprehensive coverage and annual updates make SOD an authoritative resource for banking market intelligence.